Privacy Policy
How we collect, use, and protect your information
Last Updated: January 15, 2026
Power Business Capital ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website powerbizcap.com and use our services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Complete our funding application
- Contact us through our website
- Subscribe to communications from us
- Connect your bank account for verification
This information may include:
- Name and contact information (email, phone number, address)
- Business name and information
- Financial information (revenue, bank statements)
- Tax identification numbers
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information, including:
- IP address and browser type
- Device information
- Pages visited and time spent on pages
- Referring website addresses
How We Use Your Information
We use the information we collect to:
- Process and evaluate your funding application
- Communicate with you about your application and our services
- Verify your identity and business information
- Improve our website and services
- Comply with legal obligations
- Send promotional communications (with your consent)
SMS/Text Message Communications
If you opt in to receive SMS/text messages from us:
- We will send messages related to your funding application, account status, and promotional offers
- Message frequency varies based on your application status and preferences
- Message and data rates may apply depending on your mobile carrier
- You can opt out at any time by replying STOP to any message
- Reply HELP to any message for assistance
- We will not share your phone number with third parties for their marketing purposes
- Carriers are not liable for delayed or undelivered messages
To opt out of SMS messages: Reply STOP to any message or contact us at info@powerbizcap.com
Information Sharing
We may share your information with:
- Service Providers: Third parties who assist us in operating our business (payment processors, bank verification services, document management)
- Funding Partners: When necessary to process your funding request
- Legal Requirements: When required by law or to protect our rights
- Business Transfers: In connection with a merger, acquisition, or sale of assets
We do not sell your personal information to third parties for their marketing purposes.
Data Security
We implement appropriate technical and organizational measures to protect your personal information, including:
- Encryption of data in transit and at rest
- Secure server infrastructure
- Access controls and authentication
- Regular security assessments
However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Third-Party Services
Our website may use third-party services for:
- Bank Verification: We use Plaid and DecisionLogic to securely connect to your bank account and verify financial information. These services have their own privacy policies.
- Analytics: We may use analytics services to understand how visitors use our site
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Opt out of marketing communications
- Withdraw consent where applicable
To exercise these rights, contact us at info@powerbizcap.com
California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how it is used, and the right to request deletion of personal information.
Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
Power Business Capital
Email: info@powerbizcap.com
Phone: (888) 555-0123